How to Buy Safe Cosmetic Products

The cosmetic industry is getting bigger and bigger by the day. This is because looking good has been engrained in society and there is an obvious obsession about wanting to look beautiful and handsome. However, before you go buying beauty products, it is important for you to consider your health. Statistics show that there are chemicals that pose potential danger that are used to produce beauty products. Many chemicals have not been fully studied and studies of some chemicals have not yet been released.

As you go out to buy all sorts of cosmetic products, think about safety. The following tips are designed to help you make decisions that will not cost your life. Keep in mind that many chemicals used in beauty products have been associated to ailments like cancer.

HAIR - one of the most common hair cosmetic product is hair color products or agents. Know the chemicals that have been banned by researching on the different hair coloring products. The best thing is to look for products that are herbal-based. There are so many products of this kind that will not harm you. Choosing light colors is a good precaution on safety. Also, never wash your hair before applying dye. Let the sebum protect you from the chemicals.

MAKE UP - this is one of the most important aspects of beauty. More and more women and men are using all kinds of make up and this trend continues to grow. When buying eye shadow or lipstick, steer clear of products that have azoic colorants in them. Also, when buying nail polish be aware of formaldehyde which is a notorious carcinogen.

CREAMS - there is a host of different products in the market, buying creams may be overwhelming. However, with the following tip, you should make a decision that will safeguard your health. Go only for products with natural ingredients like oleic acid, fumaric acid, tannic acid, honey, algae, vitamin E, chamomile and others. As a shopper, you need to do away with ignorance and know the ingredients contained in products therein.

TOOTHPASTE - there is a harmful substance that is used to make toothpaste and you should avoid it at all cost. The substance is called triclosan. Toothpaste that can be trusted will not contain this substance and in many places, it has been banned. Again, try herbal products because they will contain ingredients that can be trusted with regard to cosmetic and health products.

PERFUME - when buying perfumes stick to the nitrate musks. This is because they have been proven safe. There are many studies underway to determine whether polycyclic musks are suitable. All in all make sure to keep away from perfumes that have life prolonging substances called ftalates.

SUNSCREEN LOTIONS - it is always wise to stick to natural products that contain mineral filters. Many chemical-based sunscreens will do more harm than good. Titanium dioxide and zinc oxide are good filters.

DEODORANTS - with regard to deodorants, it is absolutely necessary to take full caution. Aluminium salts and parabens have been linked to breast cancer. It is therefore vital to stay away from products that contain these ingredients or substances. Stick to more natural compounds like ammonium alum.

Emma Wanjiku is an experienced writer who focuses on issues affecting you. Her research is based on all aspects and topics of life. For more tips and information go to http://www.emmalifetips.blogspot.com. Article Source: http://EzineArticles.com/?expert=Emma_Wanjiku

Find More : cosmetics beauty , Cosmetic Product , Facial Essence , Brand Cosmetic , cosmetic packaging

Think Twice Before Going For Home Equity Loan

Before going for home equity loan, it is quite important that you know well in advance which kind of loan package suits your financial condition. A home equity loan is identical to other loans in the sense that you get the loan amount as soon as you get an approval from the lender. You need to be extra careful when applying for these loans because if you are not able to repay the loan amount on time, you can lose your home which you have put up as collateral. Your interest rates and monthly installments will remain fixed throughout the duration of the loan.

Current interest rate

It's the best time to apply for a home equity loan as interest rates at this moment of time are not that high. Instead of opting for adjustable rate, it is advisable that you go for a fixed rate. The main advantage of fixed rate is that market condition is not going to have an impact on your monthly installment. Adjustable rate can turn out to be quite useful if your monthly source of income is going to increase in the near future. For people with limited monthly source of income, fixed interest rate is the best option.

Debt and home equity loan rate

Your home equity loan rate depends quite a bit on your previous credit history. If you have no previous debt to pay off, there is a strong possibility that you will get the loan at low interest rates. Further, you are not going to face a rejection from the lender. To pay your previous debt, you can go for a debt consolidation loan. The best part about debt consolidation loan is that it reduces your monthly installment and gives you flexibility in terms of repayment schedule. To get home equity loan at low interest rates, shop around in the market and take quotes from five or six lenders. When you do this, you will get an idea of current market condition and also what kind of loan package you are going to get with your financial condition and credit rating. To improve your credit rating, pay all your monthly installments on time.

Pros and cons of home equity loans

Pros

• Easy approval for a loan application. Funds will be in your bank account straightaway.
• Not much paperwork is involved. You just need to submit your passport, driving license and employment details.
• People with bad credit can also avail this loan. With home equity loans, you can easily improve your credit score.
• With home equity loan, you can opt for both fixed interest rates and adjustable interest rates.

Cons

• Interest rates are normally quite high.
• You are not going to get any grace period from the lender.
• You need to put something as collateral. This can be a risky affair especially if you are not able to repay the loan amount on time.
• Finding lenders for home equity loan is not easy as not many lenders deals with these loans.

Mark C Brown Article Source: http://EzineArticles.com/?expert=Mark_C_Brown

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How to Choose the Best Car Rental Company

Renting a car is no big deal. It is the company one chooses that makes all the difference between a fruitful enjoyable journey and a frustrating one. The reputation of the company matters a great deal. What the market says about the company is very important and to be looked into.

A company of repute will naturally try to maintain its status in the market by providing cars of high class to its clients. In spite of the company being a reputed one, one should gather detailed information about the car that is being rented. Before renting the car one should decide on the number of people likely to travel and the corresponding seating-capacity of the rented car. Both should match. The make of the car is also important. One should not hire a sleek car if one is likely to travel in harsh terrain, the car will not be able to put up with such situation and liable to break down. The sleek car is meant for smooth road. Therefore choosing the right type of car is also a part of renting a car.

In case one would like to rent a chauffeur driven car, the chauffeur should be examined for his attitude and manners. One should see whether the chauffeur has a valid license, with a clean record, and enough experience to be depended upon.

Before renting a car one should chalk out a budget since cost of rent is different for different companies. One needs to approach a company that can provide car at the intended budget limit. Therefore it becomes necessary that you take quotations from different companies. Similarly when one chooses a car one should make it a point to go over a variety of cars to enable one to choose the one that is appropriate for the purpose the is being rented.

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Article Source: http://EzineArticles.com/?expert=Benjamin_Stratton

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